LAW OFFICE OF RYAN S. SHIPP, PLLCFLORIDA LANDLORDS & PROPERTY OWNERS
Possession Obsession / Residential

Flood disclosures belong in the leasing workflow

A separate disclosure should be part of the file for covered residential agreements.

Law Office of Ryan S. Shipp, PLLC · Published November 4, 2026 · 2 minute read
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Check whether the requirement applies

Section 83.512 requires a landlord to complete and provide a separate flood disclosure at or before execution of a residential rental agreement for a term of one year or longer. Review the actual agreement and timing before treating a general lease paragraph as a substitute.

Gather the information before signing

The statutory form addresses known flooding during the landlord’s ownership, flood-related insurance claims, and assistance received for flood damage. Collect the owner’s records and confirm answers before the signing appointment. Do not ask the person processing the lease to guess.

Keep the disclosure with the executed file

Preserve the completed disclosure and evidence of delivery. If several people handle leasing, designate who confirms the document is included. A checklist works best when it identifies the responsible person and the date the task was completed.

Understand why the process matters

The statute provides a termination remedy in specified circumstances involving a violation and substantial flood-related loss to the tenant’s personal property. Read the full requirements before evaluating a particular claim. The practical starting point is accurate disclosure and a complete execution record.

Prepare for your conversation

Sources & further reading

Section 83.512, Florida Statutes ↗

Source links checked during preparation on November 4, 2026. Statutes, lease terms, court orders, and the facts of a particular matter must be reviewed together.

This resource provides general information. Reading it or contacting the firm does not establish an attorney-client relationship.
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